Insurance surveys don’t come round very often, but it’s a finger chewing time when they do. What’s going to be found and how much will it cost?
We’ve been lucky with our insurers, who haven’t insisted on a survey since we bought Spring Fever in 2009. Our current insurers gave us a year’s notice that we’d need one this winter.
The survey has just been completed by Adrian Stone of Cowes. The good news is that the main work needed is a job we have been contemplating anyway, which is replacing the standing rigging.
It still looks acceptable on close inspection, but one of the risks with stainless wire and fittings is sudden failure, as likely from a hidden crack in a steel piece as from the wire itself. Some insurers are said to ask for replacement every 10 years but our standing rigging has lasted a full 13 seasons.
Continue reading “February – survey nerves”
tide by tide 